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Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 10,412,622 13,178,332 13,801,823 13,672,068
Gross Loans HFI Growth 2.63 (0.83) 16.40 3.16
1-4 Family Loans/ Loans 17.57 18.35 19.50 21.41
Multifamily Loans/ Loans NA 6.19 5.81 5.44
Commercial Real Estate Loans/ Loans NA 38.43 37.12 36.25
Commercial & Multifamily Real Estate Loans/ Loans 42.63 44.62 42.93 41.69
Real Estate Loans/ Loans 60.20 62.97 62.43 63.10
Construction & Development Loans/ Loans 12.18 11.04 10.33 10.51
Home Equity Loans/ Loans 5.39 5.26 4.92 4.67
Credit Card Loans/ Loans 0.12 0.07 0.07 0.08
Vehicle Loans/ Loans 5.75 5.40 5.66 6.76
Other Consumer Loans/ Loans 0.33 0.33 0.33 0.35
Consumer Loans/ Loans 11.60 11.06 10.99 11.86
Commercial Loans/ Loans 16.17 15.04 16.34 14.59
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.15) (0.11) (0.09) (0.05)
Deposit Composition (%)
Total Deposits($000) 11,062,329 13,646,168 13,830,766 13,994,749
Deposit Growth 9.83 (5.33) 5.41 1.19
Transaction Acct Deps/Tot Deps 46.93 47.40 11.33 25.63
Savings Acct Deps/Tot Deposits 6.76 7.65 7.53 6.82
Money Mkt Deps/Tot Deposits 28.59 28.01 63.02 51.14
MMDA & Savings/Total Deposits 35.36 35.65 70.54 57.96
Retail Time Deps/Tot Deposits 6.05 5.50 5.18 5.09
Jumbo Time Deposits/ Deposits 11.66 11.45 12.94 11.31
Tot Time Deposits/Tot Deposits 17.71 16.95 18.12 16.40
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 82.29 83.05 81.88 83.60
Core Deposits/Total Deposits 88.34 88.55 87.06 88.69
Noninterest-bearing Deposits/ Deposits 30.19 31.83 31.32 31.56
Interest-bearing Deposits/ Deposits 69.81 68.17 68.68 68.44
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.