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Deposit Loan Composition

Financial Highlights
2020 FQ3 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 18,742,315 14,099,643 13,672,068 13,277,376 10,349,582
Gross Loans HFI Growth 41.01 2.16 3.16 25.82 10.20
1-4 Family Loans/ Loans 13.52 23.07 21.41 17.44 17.64
Multifamily Loans/ Loans 3.61 4.62 5.44 5.94 NA
Commercial Real Estate Loans/ Loans 33.45 33.06 36.25 38.74 NA
Commercial & Multifamily Real Estate Loans/ Loans 37.07 37.69 41.69 44.68 43.28
Real Estate Loans/ Loans 50.59 60.75 63.10 62.11 60.92
Construction & Development Loans/ Loans 10.17 10.27 10.51 11.57 12.14
Home Equity Loans/ Loans 3.14 3.82 4.67 5.59 5.60
Credit Card Loans/ Loans 0.05 0.07 0.08 0.08 0.14
Vehicle Loans/ Loans 6.38 8.12 6.76 5.11 5.39
Other Consumer Loans/ Loans 6.38 0.31 0.35 0.30 0.36
Consumer Loans/ Loans 15.95 12.32 11.86 11.08 11.49
Commercial Loans/ Loans 16.32 16.66 14.59 15.36 15.60
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 7.17 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.21) (0.01) (0.05) (0.12) (0.15)
Deposit Composition (%)
Total Deposits($000) 20,251,539 13,852,421 13,994,749 13,830,591 10,796,867
Deposit Growth 61.59 (1.02) 1.19 28.10 15.58
Transaction Acct Deps/Tot Deps 29.40 27.10 25.63 46.65 45.85
Savings Acct Deps/Tot Deposits 6.15 6.37 6.82 7.48 6.68
Money Mkt Deps/Tot Deposits 48.81 49.75 51.14 27.16 29.19
MMDA & Savings/Total Deposits 54.96 56.12 57.96 34.64 35.87
Retail Time Deps/Tot Deposits 5.17 5.23 5.09 5.75 6.42
Jumbo Time Deposits/ Deposits 10.47 11.55 11.31 12.97 11.86
Tot Time Deposits/Tot Deposits 15.64 16.78 16.40 18.72 18.28
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 84.36 83.22 83.60 81.28 81.72
Core Deposits/Total Deposits 89.53 88.45 88.69 87.03 88.14
Noninterest-bearing Deposits/ Deposits 36.07 33.36 31.56 31.05 29.38
Interest-bearing Deposits/ Deposits 63.93 66.64 68.44 68.95 70.62
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.