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Deposit Loan Composition

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 18,618,386 14,099,643 13,672,068 13,277,376 10,349,582
Gross Loans HFI Growth 62.43 2.16 3.16 25.82 10.20
1-4 Family Loans/ Loans NA 23.07 21.41 17.44 17.64
Multifamily Loans/ Loans NA 4.62 5.44 5.94 NA
Commercial Real Estate Loans/ Loans NA 33.06 36.25 38.74 NA
Commercial & Multifamily Real Estate Loans/ Loans 36.85 37.69 41.69 44.68 43.28
Real Estate Loans/ Loans NA 60.75 63.10 62.11 60.92
Construction & Development Loans/ Loans 9.87 10.27 10.51 11.57 12.14
Home Equity Loans/ Loans NA 3.82 4.67 5.59 5.60
Credit Card Loans/ Loans 0.04 0.07 0.08 0.08 0.14
Vehicle Loans/ Loans NA 8.12 6.76 5.11 5.39
Other Consumer Loans/ Loans 6.69 0.31 0.35 0.30 0.36
Consumer Loans/ Loans NA 12.32 11.86 11.08 11.49
Commercial Loans/ Loans 15.83 16.66 14.59 15.36 15.60
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 7.03 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.22) (0.01) (0.05) (0.12) (0.15)
Deposit Composition (%)
Total Deposits($000) 19,893,843 13,852,421 13,994,749 13,830,591 10,796,867
Deposit Growth 87.23 (1.02) 1.19 28.10 15.58
Transaction Acct Deps/Tot Deps NA 27.10 25.63 46.65 45.85
Savings Acct Deps/Tot Deposits NA 6.37 6.82 7.48 6.68
Money Mkt Deps/Tot Deposits NA 49.75 51.14 27.16 29.19
MMDA & Savings/Total Deposits NA 56.12 57.96 34.64 35.87
Retail Time Deps/Tot Deposits NA 5.23 5.09 5.75 6.42
Jumbo Time Deposits/ Deposits NA 11.55 11.31 12.97 11.86
Tot Time Deposits/Tot Deposits NA 16.78 16.40 18.72 18.28
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits NA 83.22 83.60 81.28 81.72
Core Deposits/Total Deposits NA 88.45 88.69 87.03 88.14
Noninterest-bearing Deposits/ Deposits 64.33 33.36 31.56 31.05 29.38
Interest-bearing Deposits/ Deposits 35.67 66.64 68.44 68.95 70.62
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.