| | 2009 Y | 2010 Y | 2011 Y | 2012 Y | | Source Document | 12/31/2011 | 12/31/2012 | 12/31/2012 | 12/31/2012 | | Currency Code | USD | USD | USD | USD | | (in thousands) | | | | | | | | | | | |
| Interest and fees on loans | 16,622 | 15,835 | 15,726 | 14,904 | | Interest on securities | | U.S. Government agencies | 287 | 416 | 427 | 304 | | Corporate | 42 | 3 | 0 | 0 | | States and political subdivisions (taxable) | 133 | 159 | 110 | 91 | | States and political subdivisions (tax-exempt) | 180 | 110 | 168 | 172 | | Other | 41 | 84 | 83 | 100 | | Interest on federal funds sold | 11 | 4 | 3 | 2 | | Total interest income | 17,316 | 16,611 | 16,517 | 15,573 | |
| Interest on deposits | | Savings and NOW accounts | 1,264 | 1,271 | 728 | 585 | | Time - under $100,000 | 4,115 | 3,056 | 2,347 | 2,073 | | Time - $100,000 and over | 1,929 | 1,508 | 1,351 | 1,314 | | Other interest expense | 4 | NA | NA | NA | | Total interest expense | 7,312 | 5,835 | 4,426 | 3,972 | | Net interest income | 10,004 | 10,776 | 12,091 | 11,601 | | Provision for loan losses | 1,530 | 1,878 | 2,227 | 1,177 | | Net interest income after provision for loan losses | 8,474 | 8,898 | 9,864 | 10,424 | |
| Service charges on deposit accounts | 1,516 | 1,498 | 1,443 | 1,480 | | Commissions and fees | 470 | 524 | 713 | 621 | | Mortgage loan fees | 547 | 571 | 451 | 628 | | Service charges on loan accounts | 273 | 237 | 248 | 240 | | Other operating income | 342 | 304 | 398 | 474 | | Total noninterest income | 3,148 | 3,134 | 3,253 | 3,443 | |
| Salaries and employee benefits | 6,069 | 5,973 | 6,268 | 6,127 | | Occupancy expense | 697 | 740 | 708 | 717 | | Furniture and equipment expense | 1,066 | 1,001 | 1,059 | 1,021 | | Office supplies and printing | 288 | 277 | 213 | 239 | | Federal deposit insurance premiums | 621 | 501 | 413 | 308 | | Capital stock tax | 226 | 226 | 229 | 236 | | Advertising expense | 116 | 122 | 103 | 190 | | Other operating expenses | 2,088 | 2,197 | 2,551 | 3,072 | | Total noninterest expense | 11,171 | 11,037 | 11,544 | 11,910 | | Income before income tax expense | 451 | 995 | 1,573 | 1,957 | | Income tax expense | 100 | 308 | 510 | 619 | | Net income | 351 | 687 | 1,063 | 1,338 | | Basic net income per share | 0.24 | 0.46 | 0.71 | 0.89 | | Diluted net income per share | 0.24 | 0.46 | 0.71 | 0.89 | |
| Net income | NA | 687 | 1,063 | 1,338 | | Other comprehensive income (loss), net of related income taxes | | Unrealized gains (losses) on available-for-sale securities | | Before tax | NA | (121) | 287 | 115 | | Income tax (expense) benefit | NA | 33 | (98) | (39) | | Changes in plan assets and benefit obligation of defined benefit pension plan | | Before tax | NA | 56 | (1,319) | (425) | | Income tax (expense) benefit | NA | (19) | 448 | 145 | | Comprehensive income | NA | 636 | 381 | 1,134 |
Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data. |
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