| | 2009 Y | 2010 Y | 2011 Y | 2012 Y |
|---|
| Period Ended | 12/31/2009 | 12/31/2010 | 12/31/2011 | 12/31/2012 |
|---|
| Assets ($000)
| | |
Cash & Due from Banks
| 27,254 | 25,322 | 40,151 | 38,544 | | Fed Funds Sold | 0 | 0 | 0 | 0 | | Deposits at Financial Institutions | 90,361 | 58,621 | 40,097 | 63,984 | | Securities Purchased, to Resell | 0 | 0 | 0 | 0 | | Other Cash & Cash Equivalents | 0 | 0 | 0 | 0 | |
Cash & Cash Equivalents
| 117,615 | 83,943 | 80,248 | 102,528 | | Trading Account Securities | 2,828 | 13 | 2 | 6 | | Available for Sale Securities | 146,680 | 255,703 | 342,184 | 353,678 | | Held to Maturity Securities | 0 | 0 | 0 | 0 | | Other Securities | 9,084 | 9,287 | 7,266 | 7,266 | | Total Cash & Securities | 276,207 | 348,946 | 429,700 | 463,478 | | | | | Liabilities ($000)
| | | Total Deposits | 1,149,063 | 1,183,783 | 1,220,542 | 1,241,401 | | FHLB Borrowings | 100,263 | 40,658 | 19,457 | 22,493 | | Senior Debt | 139,672 | 81,986 | 66,241 | 65,278 | | Trust Preferred (FAS 150) | 36,084 | 36,084 | 36,084 | 36,084 | | Total Subordinated Debt | 36,084 | 36,084 | 36,084 | 36,084 | | Redeemable Financial Instruments (FAS 150) | 0 | 0 | 0 | 0 | | Total Debt | 175,756 | 118,070 | 102,325 | 101,362 | | Memo: Consolidated VIE Liabilities | NA | NA | 0 | 0 | | Total Other Liabilities | 10,657 | 8,062 | 7,055 | 8,941 | | Total Liabilities | 1,335,476 | 1,309,915 | 1,329,922 | 1,351,704 | | | | | Mezzanine ($000)
| | | Redeemable Preferred | 0 | 0 | 0 | 0 | | Trust Preferred Securities | 0 | 0 | 0 | 0 | | Total Minority Interest | 0 | 0 | 0 | 0 | | Other Mezzanine Items | 0 | 0 | 0 | 0 | | Total Mezzanine Level Items | 0 | 0 | 0 | 0 | | | | | Equity ($000)
| | | TARP Preferred Equity | 32,734 | 32,763 | 32,792 | 0 | | Other Preferred Equity | 0 | 0 | 0 | 16,908 | | Total Preferred Equity | 32,734 | 32,763 | 32,792 | 16,908 | | Common Equity | 114,146 | 115,665 | 122,585 | 130,150 | | Equity Attributable to Parent Company | 146,880 | 148,428 | 155,377 | 147,058 | | Noncontrolling Interests | 0 | 0 | 0 | 0 | | Total Equity | 146,880 | 148,428 | 155,377 | 147,058 | | Net Unrealized Gain | 598 | 146 | 2,896 | 3,608 | | | | | Balance Sheet Analysis (%)
| | | Gross Loans HFI / Total Assets | 75.66 | 70.74 | 66.24 | 64.30 | | Loans / Deposits | 97.61 | 87.15 | 80.61 | 77.64 | | Loan Loss Reserves / Gross Loans | 1.70 | 2.07 | 2.14 | 2.21 | | Reserves / Loans Held For Investment | 1.70 | 2.08 | 2.14 | 2.21 | | One Year Gap / Assets | (14.75) | (23.96) | (23.88) | (21.42) | | 1-4 Loans Serviced for Others
($000)
| 605,776 | 622,688 | 605,913 | 608,234 | | Level 1 Assets
($000)
| 103,530 | 13,073 | 94 | 97 | | Level 2 Assets
($000)
| 38,419 | 231,810 | 325,179 | 331,717 | | Level 3 Assets
($000)
| 52,767 | 51,002 | 62,459 | 59,804 | | Level 1 Liabilities
($000)
| NA | 0 | 0 | 0 | | Level 2 Liabilities
($000)
| NA | 0 | 0 | 0 | | Level 3 Liabilities
($000)
| NA | 0 | 0 | 0 | | FTE Employees
(actual)
| 466 | 435 | 435 | 438 | | | | | Annualized Growth Rates (%)
| | | Asset Growth | 4.00 | (1.62) | 1.85 | 0.91 | | Gross Loans HFI Growth | (3.16) | (8.02) | (4.62) | (2.05) | | Deposit Growth | 9.76 | 3.02 | 3.11 | 1.71 | | | | | Average Balances ($000)
| | | Avg Gross Loans HFI | 1,111,817 | 1,046,182 | 1,003,766 | 978,917 | | Avg Loans HFS | 993 | 967 | 880 | 3,681 | | Average Loans, Gross of Reserves | 1,112,810 | 1,047,149 | 981,976 | 963,027 | | Avg Securities | 130,113 | 220,363 | 304,930 | 348,350 | | Avg Other Int Earn Assets | 57,431 | 84,360 | 77,233 | 71,142 | | Avg Secs & Other Int Earn Assets | 187,544 | 304,723 | 382,163 | 419,492 | | Avg Interest Earning Assets | 1,300,354 | 1,351,872 | 1,364,139 | 1,382,519 | | Avg Assets | 1,433,555 | 1,488,673 | 1,489,737 | 1,500,015 | | | |
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