Charter Financial Corporation is the parent company of CharterBank, a full-service community bank and a federal saving institution operating ten branches along the I-85 corridor. Charter Financial Corporation and its subsidiary CharterBank, are in a mutual holding company structure with the mutual holding company, First Charter, MHC owning approximately 80% of the stock of Charter Financial Corporation. The remaining stock of Charter Financial Corporation is publicly traded on the OTCBB market under the symbol CHFN. Generally, First Charter, MHC waives its right to receive dividends from Charter Financial Corporation.
Locations
Charter Financial Corporation and CharterBank are headquartered in West Point, Georgia. CharterBank operates ten conveniently located branches in LaGrange and West Point, Georgia and in Auburn, Opelika and Valley, Alabama. CharterBank also has mortgage loan production offices in Newnan and St. Mary’s, Georgia.
Continuity in a ‘Hometown’ Setting
CharterBank takes pride in continuing the best traditions of community banking. With a “hometown” staff in each of its locations, you can continue to do business with people from your community – people who know you and understand your needs. CharterBank offers a wide range of banking services. Our branches are conveniently located, with drive-through facilities, ATMs and hours that make it easy to do business with us. CharterBank strives to meet customer expectations with accuracy, enthusiasm, and attentiveness by knowledgeable professionals.
Our Community Role
CharterBank’s commitment to hometown banking extends to our role as a corporate citizen in the communities where the Company operates. At each of our locations, CharterBank and our employees are active in community affairs through sponsorship and support of community projects and activities. We are dedicated to the education of the children in our community through local “Partners in Education” and our own “Honors Savings” program.
The Charter Foundation
The Charter Foundation also serves each of our branch communities with grants to eligible charitable organizations whose purpose is to improve the quality of life for the citizens of their community. The Charter Foundation has given over $4 million dollars to support community projects since it was founded in 1994.
History
Our Company originated in 1954 with the intent of helping our neighbors secure loans to buy the American Dream … their first home. Over the years, neighbors’ dreams have grown and changed, and so has CharterBank - always working to anticipate and stay ahead of our customers’ banking needs. CharterBank is here for the long term, and has a strategic plan to guide its growth. It will remain a community-oriented institution, providing individual and small-business customers with value-driven products and services tailored to meet their needs. Today, our Company is clearly set apart by its strong capital position, its part-public, part mutual ownership structure and its community partnerships.
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