Glenn W. Rust is Chief Executive Officer and President of Virginia National Bank. He joined the Bank in November 2006. He is also a director of VNBTrust. From 1996 to 2006, he served as an Executive Vice President of Sterling Bank, a financial institution based in Houston, Texas, and was a member of its board of directors. Mr. Rust was Chief Operations Officer at Sterling Bank from 2002 to 2006, with responsibility for revenue departments such as retail banking and treasury management. From 1996 to 2002, he served as Chief Information Officer for Sterling Bank. He also served as President of the Bankruptcy Trustee Division of Sterling Bank. Mr. Rust serves on the board of directors (and various committees) for the Boys & Girls Clubs of Central Virginia, Center for Nonprofit Excellence, Hospice of the Piedmont, the Charlottesville-Albemarle SPCA, and ParadeRest. He also provides advice and strategic counsel to other local charitable organizations, including Building Goodness Foundation and Bank On Charlottesville. Mr. Rust brings wide-ranging executive bank management experience to the Bank and expertise in successfully managing growth opportunities.

William D. Dittmar, Jr. serves as the non-executive Chairman of the Board of Virginia National Bank. Mr. Dittmar is the President and Chief Executive Officer of Enterprise Holdings, Inc., the parent company for various real estate and commercial property subsidiaries. Additionally, he is the sole member of Enterprise Properties, LLC; OMD, LLC; 401 East Market Street, LLC; Pantops Park, LLC; BHE, LLC; and BHN, LLC, all of which own and develop commercial properties in central Virginia. He is a director of VNBTrust and serves on its Audit Committee. He graduated from Catholic University in Washington, D.C. in 1974; pursued a graduate degree at the University of Virginia (1975-1978); and qualified for the Virginia Bar in 1986. Mr. Dittmar is the Bank’s “audit committee financial expert;” has an extensive business background as a corporate executive, real estate executive and project manager; and is well-versed in economic issues.

H. K. Benham, III practices law with the firm of Harrison and Johnston in Winchester, Virginia (for 48 years), specializing in corporate, tax, trust and real estate law; is a managing partner in Page-Brooke Land Trust (since 1973), a residential and commercial development and investment company; and is a major owner and director of Plasticard-Locktech International (since 2006), a gift card and hotel key card company. He is past chairman of a number of local community organizations. He received a B.A. degree in 1961 and a law degree in 1964 from the University of Virginia. Mr. Benham has extensive experience with bank trust departments, both personally, as trustee, and as legal counsel for clients. In addition to his legal expertise, Mr. Benham’s knowledge of the Winchester marketplace is critical to the Bank’s success in this region of Virginia.

Steven W. Blaine is a partner in the Charlottesville, Virginia office of the law firm of LeClair Ryan, a Professional Corporation, primarily practicing in business and real estate law. Prior to joining LeClair Ryan in 1999 and for more than five years, Mr. Blaine was a partner in the Charlottesville office of McGuireWoods LLP. He has served on the board of directors of the Charlottesville/Albemarle Chamber of Commerce; as a Governor of the Real Property Section of the Virginia State Bar; and was, until July 2007, a Commissioner on the Charlottesville Housing and Redevelopment Authority. He is currently serving on the board of the Jefferson School Preservation Corporation. Mr. Blaine received a B.A. degree in Economics from the University of Virginia in 1979, and a J.D. degree from the College of William & Mary in 1983. As a practicing attorney, Mr. Blaine provides twenty-eight years of experience as a corporate and transactional attorney. In addition, he provides valuable insight into the local real estate economy, and brings his legal perspective to bear in matters coming before the Bank’s Audit and Compliance Committee.

Edwin T. Burton, III is a Visiting Professor of Economics at the University of Virginia. Mr. Burton was a director of the Bank from its formation in 1998 until 2004 and served as chairman of the Board’s Compensation Committee during that time. Mr. Burton has been a Trustee of the Commonwealth of Virginia Retirement System since 2004, serving as a member of the Administrative and Personnel Committee since 2010, and was the chairman of that board of trustees from 1997 until 2001. Mr. Burton currently serves as a director of S L Green, a publicly traded real estate investment trust and as chairman of its audit committee; as a consulting economist to the Securities Industry Association; on the board of advisors for Gerson Lehrman Group; as President of Ibanking101.com; on the board of directors of Chase Investment Counsel Corporation; and as consulting economist to the Danville Regional Authority Foundation Board. Mr. Burton was Senior Vice President & Managing Director with the former Interstate Johnson Lane (where he also served as director) from 1994 to 1995 and was President of Rothschild Financial Services, Inc. from 1988 to 1994. Mr. Burton has served on a variety of other boards, foundations and committees; has been a consulting economist to SNL Securities, the Laborers National Pension Fund Board, and Burning Daylight Management Fund; and has been a consultant to the American Stock Exchange. Mr. Burton received B.A. and M.A. degrees in Economics in 1964 and 1965, respectively, from Rice University and a Ph.D. degree in Economics from Northwestern University in 1971. He has also taught finance courses for more than 30 years at the University of Virginia and Cornell University. In addition to his ability to provide valuable insight into financial and economic matters, Mr. Burton has extensive experience serving on boards, as well as various board committees, and advising a variety of businesses and other organizations.

Hunter E. Craig is President of Hunter E. Craig Company, a residential, commercial and industrial property investment company. Since 1991, Mr. Craig has been a principal real estate broker with Georgetown Real Estate. Mr. Craig is a current member of the Board of Visitors of the University of Virginia. He has served on the board of directors of the Hovey S. Dabney Foundation for Elders. He was a member of the board of directors of Virginia Blood Services from 2002 until 2005. From 1994 to 1996, Mr. Craig served as a member of the board of directors of RF&P Corporation, a real estate company. In addition, Mr. Craig served on the board of directors of the University of Virginia Foundation from 1995 to 2003. He was a member of the Commonwealth of Virginia State Water Control Board from 1995 to 2003, and served as its chairman from 2001 to 2003. He formerly served as Vice Chairman of the Virginia Retirement System Investment Advisory Committee. Mr. Craig is involved in various business activities and civic organizations in the Charlottesville area. Mr. Craig received a B.A. degree in Economics from Hampden-Sydney College in 1984. As a lifelong resident of Charlottesville and a co-founder of the Bank, Mr. Craig provides a deep knowledge of local business conditions and has extensive community contacts.

John J. Davies, III is a partner in the law firm of Davies, Barrell, Will, Lewellyn & Edwards, PLC in Culpeper, Virginia, specializing in zoning, land use, business, estate planning, probate, criminal and elder law. Mr. Davies served as a Delegate of the Virginia General Assembly from 2002 to 2010 and has previously served as a Special Justice, a state appointed attorney for the former Culpeper Correctional Unit and an attorney for Virginia Department of Transportation. Mr. Davies’ government experience also includes serving on the Commonwealth Transportation Board, the Joint Commission on Health, the Criminal Justice Services Board, the District Courts Committee, the Virginia Crime Commission, the Virginia VASAP Advisory Board (as Chairman), the Conservation and Historic Resources Board (now the Conservation and Recreation Board), the Virginia Purchases and Supply Board and the Culpeper Parking Authority (as Chairman). Mr. Davies served on the board of directors for Second Bank & Trust from 2000 to 2010, including serving on its executive committee and as chairman of its marketing committee. He has served on a host of civic, community, educational and other boards, committees or organizations during his career, including Culpeper Renaissance, Inc.; Bluemont, The Cultural Spirit of Our Communities Board; Virginians For The Arts; Germanna Community College Education Foundation Board; Culpeper County Chamber of Commerce Business Development Committee; and Randolph-Macon College Alumni Board. Mr. Davies received a B.A. from Randolph-Macon College in 1969 and a J.D. from T.C. Williams School of Law at the University of Richmond in 1973. In addition to his legal and governmental expertise, Mr. Davies is a recognized leader in his community and has experience serving on the board and committees of a community bank.

Janet L. Dorman is Chief Executive Officer of Teachstone Training, LLC, an education company providing evidence-based tools for teaching and learning. From 2003 to 2009, Ms. Dorman was a management consultant, providing facilitation, strategic and operational planning services. Previously, Ms. Dorman was Director of Corporate Development and Planning for the University of Virginia Health Services Foundation. Prior to coming to Charlottesville, Ms. Dorman held management positions with Cornell University in Ithaca, New York. Ms. Dorman has served on local education boards. Ms. Dorman earned a B.A. degree in Psychology from the University of Delaware (Phi Beta Kappa) and an M.B.A. degree from the Wharton School of the University of Pennsylvania. Ms. Dorman’s specific area of expertise is the ability to facilitate strategic discussions both at the board level and among Bank employees.

William Bolling Izard, Jr. is a Vice President of James A. Scott & Son, Incorporated, a corporate risk advisory and insurance business which includes Scott Insurance and Scott Risk Capital, in Charlottesville, Virginia. He previously served as a director of James A. Scott & Son, Incorporated and currently serves as a director of James River Insurance Limited in Bermuda. Mr. Izard received a B.A. in History in 1979 from the University of Virginia. Having worked in the corporate insurance business for almost 34 years, Mr. Izard has experience advising companies on operational and financial risks.

Susan King Payne is President of Payne, Ross & Associates Advertising, Inc., a marketing, public relations and advertising firm located in Charlottesville, Virginia. She has been an owner of this firm for more than five years. Ms. Payne currently serves on the boards of Virginia Tourism Corporation, the Charlottesville/Albemarle Community Foundation and the Charlottesville Free Clinic. Ms. Payne received a B.A. degree from Endicott College in Beverly, Massachusetts, in 1968. Ms. Payne has an extensive understanding of the markets and communities served by the Bank and provides marketing and public relations knowledge to VNB’s Board, better enabling the Bank to communicate with existing customers, reach new customers and expand the VNB brand.

Glenn W. Rust is Chief Executive Officer and President of Virginia National Bank. He joined the Bank in November 2006. He is also a director of VNBTrust. From 1996 to 2006, he served as an Executive Vice President of Sterling Bank, a financial institution based in Houston, Texas, and was a member of its board of directors. Mr. Rust was Chief Operations Officer at Sterling Bank from 2002 to 2006, with responsibility for revenue departments such as retail banking and treasury management. From 1996 to 2002, he served as Chief Information Officer for Sterling Bank. He also served as President of the Bankruptcy Trustee Division of Sterling Bank. Mr. Rust serves on the board of directors (and various committees) for the Boys & Girls Clubs of Central Virginia, Center for Nonprofit Excellence, Hospice of the Piedmont, the Charlottesville-Albemarle SPCA, and ParadeRest. He also provides advice and strategic counsel to other local charitable organizations, including Building Goodness Foundation and Bank On Charlottesville. Mr. Rust brings wide-ranging executive bank management experience to the Bank and expertise in successfully managing growth opportunities.

Gregory L. Wells is Chief Executive Officer of ACAC Fitness and Wellness Centers, which has centers in Charlottesville and Richmond, Virginia and in West Chester, Pennsylvania. Prior to joining ACAC in 2006, he was the Chief Executive Officer and an owner of Mailing Services of Virginia in Charlottesville from 1994 to 2005. Mr. Wells held management positions with the former Centel Corporation in Charlottesville from 1980 to 1994, including acting regional president for Virginia/North Carolina telephone operations. Mr. Wells has served on the board of directors for the University of Virginia Hospital Advisory Board, the Charlottesville Virginia Student Aid Foundation and the Charlottesville Children’s Discovery Museum. Mr. Wells currently serves on the Farmington Country Club board and previously served on its Finance Committee. Mr. Wells received a B.S. in Business Administration in 1978 and an M.B.A. in 1979 from the University of Nebraska. Mr. Wells has experience in leading companies of various sizes, including responsibilities for finance, strategic planning, operations, business development, marketing and human resources.

Bryan D. Wright is a partner in the Charlottesville, Virginia office of the law firm of Williams Mullen, where he serves as corporate, intellectual property and litigation counsel to entrepreneurs, businesses and public institutions. Active in civic and community affairs, Mr. Wright has been appointed by the City Council to the Charlottesville Economic Development Authority, serving as chairman in 2010. He is a past president of the Charlottesville Rotary Club and currently serves on the board of directors for The Entrepreneurial Village, a community centered non-profit organization. Mr. Wright is a director of Piedmont Virginia Community College’s Education Foundation and is a director of Piedmont Council for the Arts, both serving the people of central Virginia. Mr. Wright received a B.A. degree from Trinity University in 1974 and a J.D. from St. Mary’s University School of Law in 1976. A frequent speaker on business and litigation law matters, Mr. Wright’s legal experience provides him with valuable insight on business and risk management issues.