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Senior Management
Ramón Manuel Ruiz-Comas President & Chief Executive Officer, Triple-S Management Corp.
Chief Executive Officer and President, Director Since May 2002. Mr. Ruiz-Comas, age 54, has served as our president and chief executive officer since May 2002. Mr. Ruiz-Comas served as our executive vice president from November 2001 to April 2002 and as our senior vice president and chief financial officer from February 1999 to October 2001. From 1995 to 1999, Mr. Ruiz-Comas served as our managed care subsidiary’s senior vice president of finance and from 1990 to 1995 he was its vice president of finance.
Pablo Almodóvar-Scalley President, Triple-S Salud
President of Triple-S Salud since October 2012. He served as executive vice president since 2004; earlier that year he had been appointed senior vice president and chief operations officer. From 2003 to 2004, he served as senior vice president of finance and administration, and from 2000 to 2003, as vice president of finance of Triple-S Salud. Previously, at Triple-S Propiedad he served as vice president of finance from 1994 to 2000, and as accounting manager since 1990. Before joining the Triple-S Group, he worked at KPMG as senior auditor. He graduated from the University of Puerto Rico in 1987 where he obtained a BBA with a major in Accounting.
Arturo L. Carrión-Crespo President & Chief Executive Officer, Triple-S Vida
President of Triple-S Vida since 1998. A Certified Public Accountant and member of the Puerto Rico College of Certified Public Accountants, he graduated from the University of Puerto Rico, where he obtained a BBA with a major in Accounting.
Eva Gloria Salgado-Micheo President & Chief Executive Officer, Triple-S Propiedad and Triple-S Insurance Agency
President of Triple-S Propiedad since 2003. Prior to holding this position, she had been with the company for six years. She holds a BBA from the University of Puerto Rico with a major in Finance, and later took Underwriting courses at the Insurance Institute of America.
Susan Rawlings President & Chief Executive Officer, American Health Medicare
Amílcar L. Jordán-Pérez Vice President & Chief Financial Officer, Triple-S Management Corporation
Vice President & Chief Financial Officer since 2012. From April 2004 to August 2011, he served as Executive Vice President for the Corporate Risk Management Group at Popular, Inc., a diversified publicly-owned financial holding company and the largest financial institution based in Puerto Rico. He is a Certified Public Accountant and licensed attorney and holds a Administration degree from the University of Puerto Rico in 1983 and a J.D. from the University of Puerto Rico Law School in 1991.
Board of Directors
Luis A. Clavell Chairman
Chairman of the Board of Directors, Director Since 2006. Dr. Clavell-Rodriguez, age 59, is chief medical officer and president of the Professional Board at San Jorge Children’s Hospital in San Juan, Puerto Rico. He is the principal investigator for the Children’s Oncology Group and the Dana Farber Acute Lymphoblastic Leukemia Consortium at said institution. He was a professor of pediatrics and pathology from 1980 to 1994, and director of pediatric hematology oncology from 1984 to 1994, at the University of Puerto Rico School of Medicine. He has particular expertise in clinical investigation. He is the chairman of the Board’s Executive Committee and member of the Investment and Finance Committee.
Carmen Ana Culpeper
Director Since 2004. Ms. Culpeper, age 65, owns and manages an independent management consulting practice. She is a member of the Board’s Investment and Finance Committee and the Audit Committee and chairs the board of directors of our property and casualty subsidiary. From 2007 to 2009, Ms. Culpeper was employed by BBVA Securities in Puerto Rico. She was District Director for the Puerto Rico and the Virgin Islands of the Small Business Administration from 2004 to 2007. She also served as vice president of Citibank Latin America Investment Bank Division in New York from 1985 to 1988. Ms. Culpeper served on the boards and audit committees of Santander BanCorp and Centennial Communications Corporation, which were both publicly traded companies, from 2000 to 2003. As president of the Puerto Rico Telephone Company, from 1997 to 1999, she oversaw the company’s privatization.
Antonio F. Faría-Soto
Director Since May 2007. Mr. Faría-Soto, age 62, was chairman of the board of directors and CEO of Doral Bank, the main operating subsidiary of Doral Financial Corporation, a publicly traded company, and president of Doral Money, a subsidiary of Doral Bank, from 2005 to 2006. He is the chairman of the Board’s Investment and Finance Committee and a member of the Audit Committee and the Executive Committee. From 2003 to 2004, he was president of the Government Development Bank for Puerto Rico and served as an ex-officio member of the boards of directors of several government entities dedicated to the economic development of Puerto Rico. From 2002 to 2003, he served as president of the Economic Development Bank for Puerto Rico and from 2001 to 2002 he was Commissioner of the Office of Financial Institutions of Puerto Rico. Before serving as Commissioner, he worked for over 20 years in various senior positions within the commercial and investment banking industries, with responsibilities that covered countries in Central and South America.
Manuel Figueroa
Director Since 2004. Mr. Figueroa-Collazo, age 55, is the president of VERNET, Inc., an educational software development company, since 1999. His is a member of the Board’s Compensation Committee and Corporate Governance and Nominations Committee. He has fifteen years of experience in senior management positions and over twenty-five years of exposure at all management levels in the information and telecommunications industries. He was CEO for Lucent Technologies, Mexico and a department head at AT&T Bell Laboratories.
Jorge L. Fuentes
Director Since April 2008. Mr. Fuentes-Benejam, age 62, was chairman of the board, president and chief executive officer from 1986 until 2010, and is currently chairman and CEO, of Gabriel Fuentes Jr. Construction Co. Inc, a heavy and marine construction business, and of Fuentes Concrete Pile Co. Inc., a precast concrete pile manufacturing business, and related entities. He is a member of the Board’s Compensation Committee and the Investment and Finance Committee. Currently, Mr. Fuentes-Benejam is a member of the board of trustees of Interamerican University, Puerto Rico’s largest private university.
Juan E. Rodríguez
Director Since December 2004. Mr. Rodríguez-Díaz, age 69, is a commercial, corporate and tax attorney admitted to the practice of law in Puerto Rico and New York who currently works as senior and managing partner of Totti & Rodríguez Díaz in San Juan, Puerto Rico. He is the chairman of the board of directors of our life insurance subsidiary, chairman of the Board’s Corporate Governance and Nominations Committee and member of the Executive Committee. He currently serves as a member of the boards of directors of Vassallo International Group, Inc., Vassallo Research and Development, Inc., Luis Ayala Colón Sucrs., Inc. and the Government Development Bank for Puerto Rico (including certain of its subsidiaries and affiliates).
Ramón Manuel Ruiz-Comas
Chief Executive Officer and President, Director Since May 2002. Mr. Ruiz-Comas, age 54, has served as our president and chief executive officer since May 2002. Mr. Ruiz-Comas served as our executive vice president from November 2001 to April 2002 and as our senior vice president and chief financial officer from February 1999 to October 2001. From 1995 to 1999, Mr. Ruiz-Comas served as our managed care subsidiary’s senior vice president of finance and from 1990 to 1995 he was its vice president of finance.
Jesús R. Sánchez-Colón, DMD
Director Since 2000. Dr. Sánchez-Colón, age 55, is currently the Assistant Secretary of our Board and chairman of the board of directors of our principal operating subsidiary, Triple S Salud, Inc. He is a dentist in private practice since 1982. He currently serves as chairman of the board of directors of B. Fernández & Hermanos, Inc., a corporation dedicated to the importation and distribution of grocery products and liquors for the retail and food service trade in Puerto Rico, and is a member of the board of directors of B. Fernández Holding Co. since 2007 and of Pan Pepin, Inc. since 2006. He was chairman of the board of directors of Delta Dental Plan of Puerto Rico from 1997 to 2000. He is a member of the Board’s Executive Committee.
Adamina Soto
Director Since 2002. Ms. Soto-Martínez, age 63, is a Certified Public Accountant and a founding partner of the accounting firm of Kevane Grant Thornton, LLP, where she worked from 1975 until her retirement in October 2009. She was the managing partner of the firm during the last sixteen years of her professional career. She is the chairwoman of the Board’s Compensation Committee and a member of the Audit Committee and the Executive Committee.
Francisco J. Toñarely
Director since 2011. Mr. Toñarely is chief executive officer of Stock Spirits Group USA, Inc., a spirits production and distribution company, and president of BrandEquity, a visual marketing and brand communications firm. From 2000 to 2002, he was the vice president for the Global Marketing Tequila Group for Seagram Spirits and Wine Group. From 1994 to 1996, and from 1993 to 1994, he was vice president of marketing for Bacardi International for Latin America and Spain. Also, from 1986 to 1993, he was marketing director of Latin America, Caribbean and Puerto Rico for Pepsi-Cola International. He has particular expertise in brand strategy development, brand introductions, product development and innovation, and domestic and international marketing.
Cari M. Dominguez
Director since 2012. Ms. Dominguez, age 63, serves as a director of Manpower, Inc., a global workforce provider, since 2007, and is a member of its executive compensation and human resources committee. She was the chair of the U.S. Equal Employment Opportunity Commission from 2001 to 2006. She is president of Dominguez & Associates, a management consulting firm, which she founded in 1999. From 1995 to 1998, she was a partner at Heidrick & Struggles, an international executive search firm. From 1993 to 1995, she was a director at Spencer Stuart, a consulting firm. From 1989 to 1993 she was Assistant Secretary for the Employment Standards Administration and Director of the Office of Federal Contract Compliance Programs at the U.S. Department of Labor. Before then, Ms. Dominguez held senior management positions with Bank of America.
