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Peer Analysis
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SIERRA BANCORP (NASDAQ - BSRR)  

Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)BSRRPeer
Median
Peer
Average
ROAA0.62 0.90 0.80 
ROAE4.97 8.43 7.62 
Net Interest Margin4.12 4.19 4.17 
Efficiency Ratio60.83 66.68 65.77 
Loans / Deposits71.67 68.28 66.08 
Asset Quality Ratios (%)   
NPAs / Assets6.21 3.99 3.66 
NCOs / Avg Loans2.15 0.57 0.95 
Reserves / Loans1.59 2.83 3.13 
Reserves / NPAs15.33 53.44 75.06 
Capital Ratios (%)   
Tier 1 Capital19.19 13.89 14.46 
Tangible Equity / Tangible Assets12.31 9.88 9.83 
Total Equity / Total Assets12.66 10.00 10.44 
Market Ratios   
Price / Earnings (x)23.85 12.96 12.12 
Price / Book (%)117.03 86.39 108.35 
Dividend Yield (%)1.65 2.01 1.77 
Sierra Bancorp's peer group consists of the following: Central Valley Community Bancorp (CVCY), Exchange Bank (EXSR), Farmers & Merchants Bancorp (FMCB), RCB Corporation (RCBC), TriCo Bancshares (TCBK), United Security Bancshares (UBFO)

Sierra Bancorp's financial data is as of 3/31/2013.

Peer financial data is as of 3/31/2013  except for these companies:

RCB Corporation's financial data is as of 6/30/2010.

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