Balance Sheet

	2009 Y	2010 Y	2011 Y	2012 Y
Period Ended	12/31/2009	12/31/2010	12/31/2011	12/31/2012
Assets ($000)
Cash and Due from Banks	74,362	55,837	35,402	87,274
Fed Funds Sold	0	0	0	0
Deposits at Financial Institutions	30,118	398,628	369,941	81,157
Securities Purchased, to Resell	0	0	0	0
Other Cash & Cash Equivalents	0	0	0	0
Cash and Cash Equivalents	104,480	454,465	405,343	168,431
Trading Account Securities	0	0	0	0
Available for Sale Securities	2,108,463	1,791,558	2,201,526	2,449,387
Held to Maturity Securities	3,838	3,143	2,383	2,050
Other Securities	97,582	90,199	76,144	58,663
Total Cash & Securities	2,314,363	2,339,365	2,685,396	2,678,531

Liabilities ($000)
Total Deposits	4,438,654	4,518,828	4,604,548	4,773,987
FHLB Borrowings	748,118	548,390	448,662	198,934
Senior Debt	1,485,675	1,092,495	958,032	698,178
Trust Preferred (FAS 150)	115,055	115,055	115,055	67,012
Total Subordinated Debt	120,055	120,055	115,055	67,012
Redeemable Financial Instruments (FAS 150)	0	0	0	0
Total Debt	1,605,730	1,212,550	1,073,087	765,190
Memo: Consolidated VIE Liabilities	NA	NA	0	0
Total Other Liabilities	57,157	61,458	90,466	61,217
Total Liabilities	6,101,541	5,792,836	5,768,101	5,600,394

Mezzanine ($000)
Redeemable Preferred	0	0	0	0
Trust Preferred Securities	0	0	0	0
Total Minority Interest	0	0	0	0
Other Mezzanine Items	0	0	0	0
Total Mezzanine Level Items	0	0	0	0

Equity ($000)
TARP Preferred Equity	0	0	0	0
Other Preferred Equity	0	0	0	0
Total Preferred Equity	0	0	0	0
Common Equity	638,228	643,855	714,814	762,970
Equity Attributable to Parent Company	638,228	643,855	714,814	762,970
Noncontrolling Interests	0	0	0	0
Total Equity	638,228	643,855	714,814	762,970
Net Unrealized Gain	26,390	6,185	41,469	43,251

Balance Sheet Analysis (%)
Gross Loans HFI / Total Assets	60.52	58.22	53.63	54.18
Loans / Deposits	91.90	82.94	75.50	72.21
Loan Loss Reserves / Gross Loans	2.67	2.81	2.70	2.68
Reserves / Loans Held For Investment	2.67	2.81	2.70	2.68
One Year Gap / Assets	(5.55)	(7.03)	(1.16)	1.13
1-4 Loans Serviced for Others ($000)	0	0	0	0
Level 1 Assets ($000)	0	0	0	0
Level 2 Assets ($000)	2,119,135	1,800,685	2,222,023	2,473,353
Level 3 Assets ($000)	36,983	97,858	41,208	16,535
Level 1 Liabilities ($000)	0	0	0	0
Level 2 Liabilities ($000)	4,334	9,127	20,497	23,966
Level 3 Liabilities ($000)	0	0	0	0
FTE Employees (actual)	707	692	694	700

Annualized Growth Rates (%)
Asset Growth	1.36	(4.50)	0.72	(1.84)
Gross Loans HFI Growth	9.16	(8.12)	(7.23)	(0.84)
Deposit Growth	26.52	1.81	1.90	3.68

Average Balances ($000)
Avg Gross Loans HFI	3,735,339	3,905,035	3,541,290	3,427,571
Avg Loans HFS	153	3,078	4,471	3,755
Average Loans, Gross of Reserves	3,735,492	3,908,113	3,545,761	3,431,326
Avg Securities	2,421,771	2,063,873	2,063,865	2,363,151
Avg Other Int Earn Assets	124,039	337,908	461,837	276,753
Avg Secs & Other Int Earn Assets	2,545,810	2,401,781	2,525,702	2,639,904
Avg Interest Earning Assets	6,281,302	6,309,894	6,071,463	6,071,230
Avg Assets	6,642,482	6,771,817	6,505,508	6,485,942


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